SECURITIES AND EXCHANGE COMMISSIONSEC FORM 17-C

CURRENT REPORT UNDER SECTION 17
OF THE SECURITIES REGULATION CODE
AND SRC RULE 17.2(c) THEREUNDER

1. Date of Report (Date of earliest event reported)

Aug 1, 2023

2. SEC Identification Number

A-1997-18963

3. BIR Tax Identification No.

005-011-651-000

4. Exact name of issuer as specified in its charter

ASIA UNITED BANK CORPORATION

5. Province, country or other jurisdiction of incorporation

Philippines

6. Industry Classification Code(SEC Use Only)

7. Address of principal office

Joy-Nostalg Center No. 17 ADB Avenue, Ortigas Center, Pasig City Postal Code 1600

8. Issuer's telephone number, including area code

(632) 8633-6888; (632) 8631-3333

9. Former name or former address, if changed since last report

n/a

10. Securities registered pursuant to Sections 8 and 12 of the SRC or Sections 4 and 8 of the RSA

Title of Each Class	Number of Shares of Common Stock Outstanding and Amount of Debt Outstanding
common	485,310,538

11. Indicate the item numbers reported herein

item 9

The Exchange does not warrant and holds no responsibility for the veracity of the facts and representations contained in all corporate disclosures, including financial reports. All data contained herein are prepared and submitted by the disclosing party to the Exchange, and are disseminated solely for purposes of information. Any questions on the data contained herein should be addressed directly to the Corporate Information Officer of the disclosing party.

Asia United Bank CorporationAUB

PSE Disclosure Form 4-30 - Material Information/Transactions References: SRC Rule 17 (SEC Form 17-C) and
Sections 4.1 and 4.4 of the Revised Disclosure Rules

Subject of the Disclosure
“AUB sustains gains with 42% surge in 1st-half net income”
Background/Description of the Disclosure
Asia United Bank Corporation will be issuing the attached press release entitled “AUB sustains gains with 42% surge in 1st-half net income”. The Press release will be based on the following key highlights: 1. Consolidated net income of P4.1 billion, 42% year on year growth for the first half of the year 2. ROE is at 20.3% while ROA is at 2.6% 3. Total operating income for the first half is at P8.9 billion, 30% year on year growth. 4. Net interest income rose by 28%, to P7.4 billion versus the previous year’s first half. 5. Non-interest income rose by 41%, to P1.5 billion versus previous year’s first half. 6. Total loan volume increased by 9%, to P190.5 billion versus previous year’s first half. 7. Net interest margin ratio increased to 5.0% versus last year’s 3.8%. 8. Total deposits amount to P269.9 billion, 72.5% are low-cost CASA (current account/savings account); Loan deposit ratio is at 70.57%. 9. Operating expense for the first half of the year is at P3.1 billion, 13% higher versus previous year. 10. Cost to income ratio is at 34.8%, lower than previous year’s 40%. 11. NPL ratio is at .85%; NPL coverage ratio is at 114.8% 12. Provisions of P952 million, 86% higher than the P510.8 million last year 13. Total assets at P327.7 billion; Total equity at P43.8 billion. 14. Consolidated net income for the second quarter is at P 2.1 billion, 32% higher year on year. 15. Total operating income for the second quarter is at P 4.4 billion, 26% higher versus previous year’s second quarter. 16. Common Equity Tier 1 Ratio of 15.42% and a Capital Adequacy Ratio of 16% are both above regulatory requirements;
Other Relevant Information
Please see attached file.